PMG Expands CrossOver Service

Posted on 1/13/2020

Get added protection for your notes from PMG’s comprehensive guarantee and high-quality holder.

Paper Money Guaranty® (PMG®) has expanded eligibility for its CrossOver service to all notes that are encapsulated in a PCGS-branded holder. This includes notes that have been encapsulated with the following PCGS Brands:

  • PCGS Currency
  • PCGS Gold Shield
  • PCGS Banknote Grading
  • PCGS Banknote

These are collectively referred to as the “PCGS Brands” in this article.

PMG’s CrossOver service allows notes to be submitted to PMG for grading without being removed from the holders. PMG will remove a note from its PCGS-branded holder only if PMG believes that the note will meet or exceed PMG’s standards for the grades assigned by the PCGS Brand. If PMG does not believe that the note will meet PMG’s standards, the note will be returned in its PCGS-branded holder and the grading fee will be refunded less a $10 processing charge per note. Please see the “Instructions” and “Important” notes below for further information about PMG’s CrossOver service.

The PMG CrossOver service was launched in response to overwhelming requests from paper money collectors and dealers after PCGS Currency abruptly ceased operations in early 2019. The closure of PCGS Currency left owners of PCGS Currency-graded notes wondering whether the authenticity and grade of their notes were still guaranteed. It also left prospective buyers and sellers without access to current PCGS Currency population data or the ability to verify the certification of their PCGS Currency notes online.

Every note that PMG certifies is backed by the comprehensive PMG Guarantee of authenticity and grade — the strongest in the industry. Virtually all notes graded by PMG are listed in the free online PMG Population Report, which allows collectors and dealers to research the relative rarity of their notes, and all PMG-certified notes can be found in the popular Verify PMG Certification feature on

"PMG hadn’t offered a CrossOver service in years, but there were so many requests for it that we felt compelled to respond to market demand,” said Mark Salzberg, PMG Chairman. “This service will hopefully enable more collectors and dealers to benefit from the protection of PMG’s comprehensive guarantee and high-quality holder."


To submit for PMG’s CrossOver Service, select a PMG grading tier according to the note’s fair market value (FMV) and write CROSSOVER in bold letters on the PMG Submission Form. The regular PMG grading fees apply to CrossOver submissions. For a list of PMG grading tiers and fees, click here.

If you would like the note to be encapsulated by PMG regardless of the PMG grade that it will receive, write CROSS AT ANY GRADE in bold letters on the PMG Submission form. PMG’s grading fees will be discounted by 20% for CrossOver submissions designated as “CROSS AT ANY GRADE.”


PMG will use reasonable efforts to remove a note from its PCGS-branded holder only if it believes that the note will receive the same grade or a higher grade with PMG. However, due to the possibility that a note may have issues that are hidden by the holder (such as pressing), PMG cannot guarantee that notes in PCGS-branded holders submitted for CrossOver will not receive a lower grade with PMG. By submitting for CrossOver service, the submitter agrees that PMG shall have no liability in the unlikely event that it removes a note from its PCGS-branded holder and the note subsequently receives a lower grade or no grade with PMG.

If PMG believes that a note graded by a PCGS Brand is not genuine, altered or otherwise ungradable by PMG, the note will not be removed from its PCGS-branded holder and the grading fee will be refunded less a $10 processing charge per note.

Collectors Society paid members can submit their notes directly to PMG. Not a PMG Collectors Society member? Paid memberships start at just $25/year. Join today >

Questions? Contact PMG Customer Service at or +1 877 PMG 5570 (764 5570).


Q. Can I submit notes for PMG CrossOver from grading services other than the various PCGS grading services listed above?
A. At this time, PMG’s CrossOver service is limited to notes graded and encapsulated under the various PCGS Brands.

Q. If my note in a PCGS-branded holder has the PPQ designation, will it be crossed with PMG’s EPQ designation?
A. PMG will a cross PPQ-designated note only if it will receive the EPQ designation at PMG. (Note: if you request "Cross at any Grade," the note will be removed from the holder regardless of the grade and designation. However, a note that is determined to be not genuine, altered or otherwise ungradable will not be removed from its PCGS-branded holder.)

Q. Will my note keep its pedigree?
A. In most cases, PMG will assign the same pedigree attribution as long as sufficient evidence (such as copies of an auction lot listing and images, sales invoices or other backup of a pedigree) is provided.

Q. Which PMG offices can perform CrossOver?
A. PMG performs CrossOver services at all of its global locations. Notes submitted under CrossOver to PMG’s offices in London, Munich and Hong Kong, China are typically held for an on-site grading event, which are held regularly.

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